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In addition, customers for this sort of plan could have serious legal or criminal histories. It is very important to keep in mind that various service providers offer a series of issue ages on their ensured issue policies as low as age 40 or as high as age 80 - senior funeral insurance. Some will certainly additionally provide higher stated value, up to $40,000, and others will enable much better fatality advantage conditions by improving the rate of interest with the return of premium or decreasing the variety of years until a complete death advantage is available